Lambert van Mounen and Ludwig van Holp are good Christian men and, what is more easily to be seen at a glance, thriving citizens. Both are dwellers in Amsterdam, but one clings to the old city of that name and the other is a pilgrim to the new. Van Mounen's present home is not far from Central Park, and he says if the New Yorkers do their duty the park will in time equal his beautiful Bosch, near The Hague. He often thinks of the Katrinka of his boyhood, but he is glad now that Katrinka, the woman, sent him away, though it seemed at the time his darkest hour. Ben's sister Jenny has made him very happy, happier than he could have been with anyone else in the wide world.

Carl Schummel has had a hard life. His father met with reverses in business, and as Carl had not many warm friends, and, above all, was not sustained by noble principles, he has been tossed about by fortune's battledore until his gayest feathers are nearly all knocked off. He is a bookkeeper in the thriving Amsterdam house of Boekman and Schimmelpenninck. Voostenwalbert, the junior partner, treats him kindly; and he, in turn, is very respectful to the "monkey with a long name for a tail."